Luis Pazos 
{Shopping online for new shoes or a pack of t-shirts is a breeze, but comparing financial products like auto insurance online can be tricky. SelectQuote, known for helping people compare life insurance policies, now offers auto insurance options too. Let’s explore whether SelectQuote can simplify your insurance hunt.
SelectQuote Auto Insurance
Founded in 1985, SelectQuote is designed for online shopping, allowing you to compare multiple auto insurance plans on one site without juggling numerous tabs. It’s not an insurer but an online agency connecting you with various auto coverage providers. SelectQuote ensures that the companies it offers have good ratings from A.M. Best and other independent agencies.
What Companies Does SelectQuote Use?
When comparing auto policies on SelectQuote, you’ll see familiar names such as:
- Liberty Mutual
- Safeco
- Travelers
- MetLife
- Progressive
- Nationwide
- The Hartford
This allows you to easily compare prices and coverage options from these well-known companies.
What Kind of Auto Insurance Do I Need?
Understanding your insurance needs simplifies the shopping process. Auto insurance covers different aspects like:
- Property Damage Liability: Covers damages you cause to someone else’s property.
- Bodily Injury Liability: Pays for injuries you cause to others in a collision.
- Collision Coverage: Covers repairs to your car after an at-fault accident.
- Comprehensive Coverage: Protects against non-collision incidents like theft or natural disasters.
- Personal Injury Protection: Covers your medical expenses, regardless of who caused the accident.
- Uninsured / Underinsured Motorist: Protects you if the other driver lacks adequate insurance.
A SelectQuote agent can help you balance these coverages according to your needs and state laws.
Other Ways to Save on Auto Insurance
Using SelectQuote or other comparison tools can save you money. However, your premiums also depend on factors like:
- Driving Record: Safe driving leads to lower premiums.
- Age: Younger drivers usually pay more.
- Vehicle Type: More expensive cars cost more to insure.
- Safety Features: Safer cars can reduce premiums.
- Mileage: Less driving can mean lower costs.
Understanding these factors helps you work with your SelectQuote agent to find the best policies.
Is SelectQuote Right for You?
SelectQuote is ideal if you want a quick and efficient way to get auto coverage. If you prefer more control over the process, you might lean toward a traditional method. Regardless, ensure your liability and property are well-protected. Cheap insurance might not offer the protection you need after an accident.
Summary of SelectQuote
SelectQuote stands out for its extensive experience and user-friendly platform, offering a range of quotes from reputable companies. Their licensed agents can clarify insurance terms and options, simplifying the process. However, users should still review policies and providers carefully to find the best fit for their needs. Despite its advantages, including a wide network and expert support, SelectQuote relies on the accuracy of user-provided information and sometimes leads to marketing follow-ups and varied customer experiences.
