Smith 
When I was younger, saving extra money seemed impossible to me. In reality, I had the money—I just chose to spend it. I’m not the only one; over half of Americans don’t have at least $1,000 in savings. With kids, jobs, and countless responsibilities, it’s easy to think there’s no time for anything else. But not saving money isn’t an option. By using some creativity and planning, you can save over $7,000 this year—exactly $7,712.60! The best part is you don’t need a part-time job or drastic changes to your routine.
12 Months of Hustling to Save Extra Money this Year
Month 1: Open a New Bank Account for a $350 Bonus!
This is a straightforward way to start. Just open a checking and high-yield savings account. Ensure you meet deposit requirements, and you’ll have an extra $350 quickly.
Month 2: Take Online Surveys for Another $300 This Year!
Online surveys are a quick and easy way to make some extra cash. Websites like Global Test Market pay you $.50 to $1.25 for answering a few questions. Depending on the survey, you can earn more than $5, and some sites offer gift cards and free products too. Total saved: $650.
Month 3: Earn $200 with InboxDollars
InboxDollars lets you make money by browsing the web, watching videos, and even printing coupons. You get a $5 bonus just for signing up. If you’re always online, this is an effortless way to earn extra cash. Total saved: $850.
Month 4: Drive for Uber and Earn $1,350 or More
Driving for Uber is flexible; you’re the boss of your schedule. If you work just ten hours a month at $15 per hour, you can easily make $1,350 by the end of the year. Total saved: $2,200.
Month 5: Invest With Lending Club for Another $200+
Lending Club allows you to invest in loans and earn 4-15% returns per year. By spreading your investment across multiple loans, you minimize the risk of loss. For example, a $2,500 investment can be divided into 100 loans, providing a good return and extra savings. Total saved: $2,400.
Month 6: Save $100+ on Life Insurance
Most people overpay for life insurance. Companies like Haven Life offer cheaper term life insurance policies. Switching to a less expensive policy can save you significant money. One woman saved over 50% by switching her term policy. Total saved: $2,500.
Month 7: Watch Pets to Earn Another $500
Love pets? Platforms like Rover.com connect you with people who need pet sitters. You can choose the type and size of animals you watch and set your rates. Earning just $100 a month can add up to $500. Total saved: $3,000.
Month 8: Refinance Debts to Save Big
Credit card debt is costly, especially with high interest rates. Using a balance transfer card with 0% APR can save up to $4,212.60 over time. It’s a smart way to reduce debt faster and save money on interest. Total saved: $7,212.60.
Month 9: Make $50 with Swagbucks
Swagbucks rewards you for activities like surfing the web, watching videos, and taking surveys. You can also earn cash back on shopping. Sign up and start earning gift cards or cash, adding another $50. Total saved: $7,262.60.
Month 10: Sell Unwanted Items for $200 or More
Clean out your house and sell items you no longer need. Electronics, name-brand clothes, and antiques can fetch good money. Use platforms like eBay, Craigslist, or have a yard sale to earn quick cash. Total saved: $7,462.60.
Month 11: Learn an Online Skill to Earn $150+
If you have creative skills, many businesses need freelance services like writing, social media management, and graphic design. Whether it’s writing for blogs or creating logos on sites like Fiverr, you can earn extra money. Total saved: $7,612.60.
Month 12: Resell Holiday Gift Cards for Another $100
Have gift cards you won’t use? Websites like CardPool let you trade them for cash. This way, you get close to their full value, turning unused cards into useful money. Total saved: $7,712.60.
In today’s busy world, saving extra money can seem tough, but with some planning and minimal effort, you can save a significant amount. Start with easy methods like banking incentives and online surveys, and progress to more lucrative opportunities like driving for Uber and freelance work. By the end of the year, you’ll have saved $7,712.60, improving your financial security without needing major lifestyle changes. So, ready to save more or earn more this year?
